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RTS Financial

RTS Financial is a full-service freight factoring company that offers same-day funding and a comprehensive suite of integrated services, including a fuel card program, a real-time load board, and a powerful mobile app.

Quick Facts

Time to Fund:

Within 24 Hours

Factoring Fee:

Contact For Rate

Cash Advance:

Contact For Rate

Recourse Type:

Recourse

Features:

Mobile AppClient PortalFree Credit ChecksFuel CardsFuel Advances

Contact RTS Financial

Our Review of RTS Financial

Company Snapshot

RTS Financial is a full-service freight factoring company that specializes in providing financial solutions to the transportation industry. As a part of the RTS family of companies, which includes RTS Carrier Services and RTS Pro, they offer a comprehensive suite of tools and services designed to help trucking companies of all sizes manage their cash flow, reduce costs, and improve operational efficiency. Founded in 1986, RTS Financial has a long-standing history of providing reliable, expert support to carriers, from new owner-operators to large fleets, by helping them convert their outstanding invoices into immediate working capital.

Unlocking Cash Flow with Expedited Funding

RTS Financial has streamlined the factoring process to ensure that their clients can access funds quickly and reliably. Their primary focus is on providing swift, same-day funding, which allows carriers to get paid as soon as their invoices are submitted and verified. This rapid access to cash is essential for meeting immediate expenses like fuel, payroll, and maintenance.

RTS offers competitive rates with flexible funding programs that are tailored to the specific needs of each business. RTS Financial is a leading provider of both recourse and non-recourse factoring plans, giving clients the flexibility to choose the level of credit risk they are comfortable with. Furthermore, they are committed to providing transparent service with no startup fees, no hidden fees, and no monthly minimums.

Comprehensive Services Beyond Factoring

RTS Financial goes beyond a simple factoring service by offering a variety of additional benefits that help clients manage and grow their business.

As part of the RTS family of companies, clients gain access to the extensive offerings of RTS Carrier Services. This includes a free fuel card program that provides substantial savings on diesel at thousands of truck stops nationwide. These fuel discounts can amount to significant savings, directly impacting a carrier's profitability.

Another key advantage is access to the RTS Freight load board, a real-time tool that helps carriers find loads and plan their routes efficiently. This service is a major value-add, helping clients secure freight and reduce deadhead miles. Additionally, RTS provides free and unlimited credit checks on brokers and shippers, empowering carriers to make informed decisions and avoid non-paying customers.

Powerful Technology and Personalized Support

RTS Financial has developed a robust technology platform and a high-touch client support model to provide a seamless user experience.

Their proprietary RTS Pro platform, available on both the web and as a mobile app, is a central hub for all client needs. The app allows carriers to easily upload invoices, check their account status in real-time, and run instant credit checks while on the road. The technology simplifies the back-office work, freeing up valuable time for drivers to focus on hauling freight.

In terms of support, RTS Financial prides itself on its dedicated account executives and 24/7 client support team. This ensures that clients always have access to a knowledgeable professional who can answer questions, resolve issues, and provide personalized guidance. This combination of powerful, user-friendly technology and a responsive human support system creates a strong foundation for business success.

What Makes RTS Financial Truly Unique

RTS Financial distinguishes itself in the factoring industry through its comprehensive, integrated approach. Their most significant differentiators are:

The RTS Family of Companies: Being part of a larger ecosystem of services—including fuel cards and a load board—means that RTS Financial is a true one-stop-shop for carriers. This integrated solution provides a level of convenience and value that is difficult for competitors to match.

Cutting-Edge Technology: The RTS Pro platform is a key competitive advantage, offering a modern, easy-to-use tool that empowers clients to manage their business on the go. The seamless integration of factoring, credit checks, and load board access makes them a leader in the digital space.

Scalable and Flexible Funding: With both recourse and non-recourse options, same-day funding, and a commitment to no long-term contracts, RTS provides a highly flexible and low-risk financial solution that can be scaled to fit the needs of any business, from a startup to a growing fleet.

A Powerful Partner for Growth

RTS Financial is a top-tier choice for any trucking company seeking a financial partner that offers more than just cash flow. Their combination of rapid, same-day funding, a comprehensive suite of integrated services, and a powerful technology platform makes them an invaluable asset. By leveraging their resources, carriers can stabilize their finances, save on major expenses like fuel, and streamline their administrative processes, giving them the freedom to focus on what truly matters: growing their business and succeeding in a competitive industry.

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RTS Financial - Freight Factoring Company Review | FindFreightFactoring