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Scale Funding

Scale Funding, a division of Scale Bank, offers flexible and customized month-to-month freight factoring programs with same-day funding and a holistic approach to business management.

Quick Facts

Time to Fund:

Within 24 Hours

Factoring Fee:

Contact For Rate

Cash Advance:

Contact For Rate

Recourse Type:

Both

Features:

Client PortalFree Credit ChecksFuel CardsFuel AdvancesMonth to Month Contracts

Contact Scale Funding

Our Review of Scale Funding

Company Snapshot

Scale Funding is a financial and technology company that provides invoice factoring services to a variety of industries, with a strong focus on trucking and small fleets. As a division of Scale Bank, they offer debt-free financial solutions that help businesses, particularly small to mid-sized companies, improve their cash flow. Their core philosophy is to provide tailored and flexible financial solutions that allow business owners to get the working capital they need, without the long-term contracts and debt associated with traditional loans. They pride themselves on having over 30 years of experience and providing expert support to their clients.

Unlocking Cash Flow with Customized Funding

Scale Funding has built a reputation for providing flexible and customized funding solutions that directly address the cash flow challenges faced by trucking companies. Their process is designed for speed and simplicity, ensuring that clients can get the capital they need quickly and efficiently.

A key feature is their ability to provide same-day advances on invoices. The process is straightforward: once a business is set up with an account, they can submit invoices and receive funding on the same day. This rapid access to cash is essential for covering immediate expenses like fuel, payroll, and maintenance.

Scale Funding also offers month-to-month contracts, providing a level of flexibility not always found with other factoring companies. This gives clients the freedom to use their services as needed without being locked into a long-term commitment. Their pricing is also designed to be dynamic, automatically dropping as a client's factoring volume grows, rewarding success and providing an incentive for business expansion.

A Holistic Approach to Business Management

Scale Funding provides services that extend beyond simply advancing cash on invoices, recognizing that businesses need comprehensive support to truly thrive.

One of their most significant offerings is a partnership with Tank Payments, which provides a fast payment solution for freight carriers. This partnership allows clients to receive instant funding when invoices are purchased, with the option to use a no-fee VISA commercial card. This is noted as being faster than traditional ACH transfers and cheaper than wires, offering a streamlined and cost-effective way to manage funds.

Additionally, the company provides A/R (Accounts Receivable) Management and Credit Risk Assessment. This means they handle the collections and billing process for you, freeing up valuable time and resources. By performing credit risk assessments, they also help clients avoid working with unreliable brokers and shippers, protecting their financial health and minimizing risk.

Technology and Client Support

Scale Funding has invested in technology and client support to create a seamless and supportive client experience, particularly for small businesses.

At the core of their offering is a user-friendly online portal that gives clients 24/7 access to their account information. This technology streamlines the administrative burden, allowing owners to easily submit invoices and manage their account from anywhere.

In terms of client support, Scale Funding prides itself on having a dedicated team of experts. They emphasize personal relationships, offering each client an account representative who is knowledgeable, reliable, and easy to work with. This personalized approach ensures that clients receive expert guidance and support every step of the way, helping them navigate the complexities of their financial needs and focus on their core business.

What Makes Scale Funding Truly Unique

In a crowded market, Scale Funding distinguishes itself by its commitment to being a reliable and expert partner for small and medium-sized businesses. This is best exemplified by:

Expertise and Experience: With over 30 years in the industry, Scale Funding brings a wealth of knowledge and expertise that allows them to truly understand the unique challenges faced by small fleets and other business types. This deep understanding translates into more effective and tailored solutions.

Flexible and Customizable Programs: Unlike companies that offer one-size-fits-all solutions, Scale Funding provides month-to-month contracts and customized programs that adapt to a business's specific needs. Their pricing model, which automatically improves with volume, further demonstrates their commitment to a flexible and growth-oriented partnership.

A Focus on Partnership: By offering essential services like A/R management and credit risk assessment, and by providing a dedicated account representative, Scale Funding positions itself as a true partner. They go beyond simply providing cash to actively helping businesses manage risk and streamline their operations, allowing clients to focus on what they do best.

A Powerful Partner for Growth

Scale Funding is an excellent option for owner-operators and small to mid-sized trucking companies looking for a reliable and flexible financial partner. Their focus on fast, same-day funding, combined with their expertise and comprehensive support services, makes them an invaluable asset. By leveraging their technology and dedicated support team, businesses can simplify their financial management, reduce administrative burdens, and gain the freedom to focus on growth. For carriers who want a partner that provides customized solutions and a personal touch, Scale Funding is a top-tier choice.

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Scale Funding - Freight Factoring Company Review | FindFreightFactoring